"Can you buy a house" doesn't correspond to the monthly income one by one in China, but depends more on the accumulation of small families or both parties in their families for many years. So if the landlord asks, "Is it difficult to buy a house with a fixed monthly income of 3,000 yuan (assuming)?" The answer is yes. If the landlord earns 2000 yuan a month, or 1500, and has his own residence with the support of his parents, is this a house? Therefore, the description of the problem needs to be limited.

Referring to the local housing price in Maanshan, it is almost enough to make a budget of 5,000 yuan per square meter, and the decoration of home appliances is counted separately. In other words, you can buy a 40-50㎡ small apartment with a total price of 250-400,000. I don't know how the landlord's consumption habits are and whether he has any savings. Even if the family is not prepared to pay the full amount, can he help pay the down payment? None of these landlords mentioned it. 200㎡ is a house and 50㎡ is also a house. You don't have to buy three bedrooms and one living room in one step, you can slowly change from a small house to a big one.

Let's talk about the loan problem first. Whether the landlord has paid the provident fund, whether the credit history is good, and whether the favorite property is residential or commercial (only commercial loans can be used, and the down payment is more than 60%) are also very important factors.

Let's talk about the family burden. If the elderly don't have old-age insurance, medical insurance and commercial insurance, can they buy a house early even if their income is not bad?

Therefore, it is suggested that the landlord make a good plan for his current economic situation and make a good plan with reference to living habits and balance, instead of directly asking "how long will it take to buy a house", which is not fixed.