2. Xiaomi loan is on credit.

3. Will Xiaomi Finance make a final credit report on each loan?

4. Does Xiaomi need financing credit every time he borrows money?

1. Every loan of Xiaomi Loan is for credit investigation.

2. Not only overdue records will be recorded, but also normal repayment records will be recorded.

3. As the lenders of Xiaomi loan are all formal financial institutions and all have cooperative relations with the People's Bank of China, as long as Xiaomi loan is successfully lent, it is on credit.

4. Unless the application fails, it will not be recorded in the loan record.

5. In short, every loan record of Xiaomi Loan is creditable, and users are required to repay on time, otherwise the overdue record will affect personal credit.