Bank loan notarization fee, the price of each notary office, that is, the level of notarization fee, mainly depends on how the local judicial department and notary office collect it, and each bank is different.

Charge according to the following standards:

If the amount is less than 20,000 yuan, the collection ratio is 1%.

2000 1 yuan to 50000 yuan, 0.8%.

From 5000 1 yuan to 100000 yuan, 0.6% will be charged.

1000 1 yuan to 500,000 yuan, 0.5% will be charged.

0.4% will be charged for the portion from 50000 1 yuan to 1000000 yuan.

10000 1 yuan to 2,000,000 yuan, with a charge of 0.3%.

200,0001yuan to 3,000,000 yuan, 0.2%.

300,0001yuan to 4,000,000 yuan, 0. 1%.

400,0001yuan, 0.05%.

Precautions:

Pay attention to personal credit information and keep it well. Bank loan interest rates are all calculated by computers based on personal credit information, income, work and other information. In other cases, you can only keep your credit information and try to repay your credit card on time to avoid overdue.

Extended data:

Notarization fee is the cost of notarization service to prove civil agreement, adoption relationship, facts with legal significance and documents with legal significance. The price departments of all provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation in the region, determine the specific charging standards implemented in the region within the prescribed charging range and report them to the State Planning Commission for the record. For the accepted notarization, the applicant can charge a handling fee for withdrawing it, and each piece that has not been examined is charged 10 yuan; If it has been audited, it will be charged according to 50% of the notarization fee standard.

The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Repayment method:

(1) Equal principal and interest repayment method: equal repayment every month, the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same;

(2) average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;

(3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis and the interest is repaid on a monthly basis;

(4) Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, which is generally an integer multiple of 65,438+0,000 or 65,438+0,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

(5) prepayment of all loans: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures.

(6) Pay back as you borrow: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.