The application process is simple and the threshold is low. The whole process of online application for salary-divided flowers does not require mortgage or guarantee, and can be operated online under real name. Applicants are required to be 26-55 years old and can provide mobile phone number, bank card and ID card registered in real-name registration system. Because the application threshold is low, the probability of passing the exam will be higher. As long as it passes the audit, the subsequent payment rate is relatively high.