For the suspension of housing mortgage loans, there is no exact confirmation at present. At present, most domestic banks support housing loans. In addition, people who pay the provident fund can also apply for provident fund loans. The interest rate of general provident fund loans is relatively low, which can save a lot of interest expenses. The mortgage interest rate of commercial banks fluctuates on the basis of the benchmark interest rate. Individuals can apply for mortgage loans as long as they meet the requirements of the bank, and then submit relevant information according to the requirements of the bank. After being approved, they can sign a loan contract with the bank.

Can mortgage loan be converted into housing mortgage loan? Mortgage loan can be converted into housing mortgage loan. However, this method is not suitable for everyone and needs to be considered according to their own actual situation. If you choose provident fund loans as mortgage loans, then there is absolutely no need to consider turning to housing mortgage loans, because the annual interest rate of provident fund loans is very low, which is the lowest among the loans that can be applied for. At this time, it is not cost-effective. When changing careers, we should consider the cost of lending, and whether the housing mortgage loan is lower than the mortgage interest rate, and whether it is cost-effective after changing careers.

Excuse me, where can I find the housing mortgage contract? There are three ways to query the housing mortgage loan contract. One way is to log in to official website in a bank or provident fund management center, and then enter personal and housing-related information after logging in. The second way is to call the bank's service hotline, provide personal information and housing information, and ask the staff for help. The third way is to carry personal identity information and housing information and go directly to the bank for inquiry.

The above is about the suspension of housing mortgage loans. At present, China's banks have not suspended the issuance of housing mortgage loans, and may suspend the issuance when bank funds or lending quotas are tight.