I. Deposit service
Dongying City Housing Provident Fund Management Center is responsible for the management and supervision of housing provident fund deposit within the city. Deposited employees can apply for registration of housing provident fund deposit, adjustment of deposit base and change of deposit ratio through the center. The center will adjust the deposit policy in a timely manner according to national and local policies and regulations to ensure that the rights and interests of deposit workers are protected.
Second, extract services.
Under certain conditions, paid employees can apply to Dongying Housing Provident Fund Management Center for withdrawal of housing provident fund. The extraction conditions include but are not limited to purchase, construction, renovation, overhaul of owner-occupied housing, repayment of principal and interest of house purchase loan, retirement, etc. Employees are required to submit relevant certification materials according to the requirements of the center, and only after approval can they go through the extraction procedures.
Third, loan service.
Dongying City Housing Provident Fund Management Center also provides housing provident fund loan services for paid employees. Workers who purchase, build, renovate or overhaul their own houses and meet the loan conditions may apply to the center for housing provident fund loans. The center will evaluate the loan amount and term according to the employee's deposit situation, credit history and other factors, and provide preferential loan interest rates.
Four. information service
In order to better serve paid employees, Dongying Housing Provident Fund Management Center also actively promotes information construction, and provides convenient online services for employees through official website and mobile APP. Employees can inquire about personal housing provident fund deposit, loan progress and other information anytime and anywhere to realize self-help business and improve work efficiency.
To sum up:
Dongying Housing Provident Fund Management Center, as the institution responsible for the management and operation of the city's housing provident fund, provides employees with all-round housing provident fund services. Workers can handle deposits, withdrawals, loans and other businesses through the center and enjoy convenient information services. The center will continue to optimize the service process, improve the service quality, and create a better environment for the use of housing provident fund for paid employees.
Legal basis:
Regulations on the administration of housing provident fund
Article 2 provides that:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
Regulations on the administration of housing provident fund
Article 5 provides that:
The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3. The director of the housing provident fund management committee shall be a person with social credibility.
Regulations on the administration of housing provident fund
Article 13 stipulates:
The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall go to the housing provident fund management center for the registration of housing provident fund deposit, and after being audited by the housing provident fund management center, set up a housing provident fund account for its employees at the entrusted bank. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.