Villa can't use provident fund loans.
Purchase office buildings, commercial buildings, villas and other non-residential buildings; Purchase part of the property rights of the house; Employees who purchase housing land of non-state-owned land as provident fund deposit shall not apply for provident fund loans.
Housing provident fund loan
New housing loans, second-hand housing loans, commercial housing loans to provident fund loans.
Housing provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to on-the-job employees who paid housing provident fund and retired employees who paid housing provident fund during their employment.
Housing accumulation fund refers to the long-term housing savings of state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions.
The housing provident fund paid by employees and the housing provident fund paid by the unit where employees work for employees are the savings of individual employees according to their consumption expenditures and are owned by employees. Retired workers, returned to the workers themselves.
2. Can the provident fund paid by Dongguan hukou in Dongguan buy a house in Huizhou?
Dongguan Provident Fund cannot buy a house in Huizhou. But if you buy a house in Huizhou, it may be inconvenient for you to work in Dongguan. If you buy Huizhou, you'd better give priority to Daya Bay and Huiyang, two areas near Shenzhen.
3. Can I apply for a personal housing provident fund loan?
cannot
I am from Dongguan. I would like to ask if I can use the housing provident fund loan.
Villa can't use provident fund loans.
Purchase office buildings, commercial buildings, villas and other non-residential buildings; Purchase part of the property rights of the house; Employees who purchase housing land of non-state-owned land as provident fund deposit shall not apply for provident fund loans.
Types of housing provident fund loans:
New housing loans, second-hand housing loans, self-built housing loans, housing renovation loans, commercial housing loans to provident fund loans.
Housing provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to on-the-job employees who paid housing provident fund and retired employees who paid housing provident fund during their employment.
Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees.
The housing provident fund paid by employees and the housing provident fund paid for employees by the unit where employees work are personal savings stored by employees in accordance with the regulations for housing consumption expenditures, which belong to individual employees. When an employee retires, the balance of principal and interest is paid in one lump sum and returned to the employee himself.