The high-interest scam of the gold mortgage bank is true. Some lawless elements use people's psychology of pursuing high returns to induce investors to mortgage gold to banks in the name of obtaining high interest rates, thus obtaining illegal benefits. These scams are often promoted in various ways, such as publishing false advertisements on the Internet and distributing publicity materials. In this kind of scam, investors are often promised high returns, but in fact, these scammers have no real investment channels, but take the investors' funds for themselves, so as to achieve the purpose of fraud. When investors find out that they have been cheated, the swindlers often have disappeared without a trace, and it is difficult to hold them accountable.