No, student loans should be linked to tuition fees. After the successful application, the general students will be handed over to the school for unified handling. Banks only handle student loans for schools. The bank that handles the business is also the bank that the school relies on financially. The school will communicate relevant information with the bank in the process of handling. In other words, for students with fixed tuition, the loan amount is fixed. Sometimes the loan amount is higher than the tuition fee, which is part of the living expenses. In most cases, individuals do not apply for this tuition fee, but directly between the bank and the school. If there is a part of the living expenses, it will be credited to the personal account. As for whether there is a loan for living expenses, schools and banks are different. Generally speaking, for a student's student loan, the amount is fixed and cannot be changed according to personal wishes.