(1) The borrower has a house and a car in his name and can apply for a mortgage loan. In order to better cater to the needs of borrowers, lending institutions specialize in car mortgage loans and house mortgage loans, and these loan products There is no need to check the borrower's income. To put it simply, as long as the borrower has a house or a car in his name, he can apply for a mortgage loan, and the expected annualized interest rate of the mortgage loan is relatively cost-effective.
(2) Borrowers can consider installment products. Installment payment platforms require borrowers to be loyal fans of the platform to a certain extent. Huabei is a good example. However, borrowers need to note that some products are bundled, so there will still be certain limitations.
(3) Consider loan products for college students. Loan products for college students are mainly aimed at the loan needs of college students. Generally speaking, college students have no income. For example, loan products such as school beauty loan, school grass loan, and U-ethnic college loan. When applying for college student loan products, there are certain requirements for the identity of the borrower. The borrower needs to be a college student.