1, if the bid is full, it will basically be full at once, and it will arrive when the bid is full. Don't want to wait too long to complete the bid. If you are not in a hurry, please wait slowly.
2. Auction loan is just an intermediary. You need to borrow money, and then naturally someone will watch you lend you money. First of all, the number may be large. Because there is not enough money at night or at special time, you can wait patiently and maybe it will arrive.
1) Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd.". Its headquarters is located in Shanghai. It is the first pure credit unsecured peer-to-peer lending platform in China, and the first Internet finance (itfin) platform approved by the industrial and commercial departments to obtain the qualification of "financial information service". In addition to ordinary retail investment projects, it also provides users with two financial products, Paipaibao and Rainbow Plan, which are convenient for users to use. More than 2,600 employees. Compared with other online lending platforms in China, the biggest feature of auction loan is that its operation mode is pure online mode. The platform itself does not participate in lending, but realizes functions such as information matching, tool support and service. The borrower's loan interest rate is set by itself within the highest interest rate range. This is also the most primitive operation mode of online lending platform.
2) The financing of each loan product has a time limit, and interest is not charged immediately upon application or subscription. I suggest waiting for another two days. If the status is still 0, it is recommended to cancel the loan application and lend it to other platforms. If your order is approved, wait for payment. The general review time is 1 to 3 working days. After placing an order, you can wait for the review. Generally, the audit will be paid to your reserved bank card or Alipay account on the same day or the next day. If in doubt, you can directly consult official website Customer Service. The core of the magic mirror risk assessment system independently developed by the auction loan is a series of risk control models based on big data. For each loan, the risk model will give a risk score to reflect the prediction of its overdue rate. Each rating interval will be displayed to both borrowers and lenders in the form of letter rating, which is called risk level. From a to f, the risk increases in turn. Winning the bid in full means that all the funds needed in the loan list have been raised during the bidding period, and the progress of waiting for loans has reached 100%.