With the continuous development of Nanchang's economy, more and more foreigners choose to live and work in Nanchang, which is followed by an increase in housing demand. Now China implements strict real estate control policies, and many areas, including Nanchang, have very strict restrictions on the purchase of houses by foreigners. Here, I would like to introduce the provisions of the non-Nanchang hukou purchase policy, hoping to provide some help to foreign friends who want to buy a house in Nanchang.

1. What are the conditions for foreigners to buy a house in Nanchang?

At present, the restricted purchase areas in Nanchang include: except Jiulong Lake area (south of Xiangyun Avenue in Honggutan New District) and Rulehu New City (east of Ganjiang River, west of Huanggu Road, north of Rulehu Street and south of Hero Avenue); East of Changwan Avenue, north of Shengfeng Expressway, west of Changjiu Avenue and south of Huangjiahu Road; East of Xiongqian River, east of Yingbin Avenue, west of Li Antang Avenue, south of Nanchang Avenue and north of Yinsanjiao overpass in Nanchang County.

According to the purchase restriction policy, Nanchang registered residents are restricted to one suite, and non-Nanchang registered residents are restricted to one suite. At the same time, you need to pay taxes or social security for two years or more in Nanchang three years before the date of purchase. It should be noted that in order to prevent some property buyers from evading the purchase restriction policy, minors are not allowed to purchase houses separately in the restricted purchase area.

2. What are the loan policies for foreigners to buy a house in Nanchang?

1. provident fund loan: employees who have used housing provident fund loans will stop issuing housing provident fund loans when they buy a house again; Determination method of adjusting the loanable amount of housing provident fund loans. The specific calculation formula is (borrower's account balance+* * the same borrower's account balance) *20 times * deposit time coefficient * remaining deposit years coefficient.

2. Commercial loan: There is no adjustment for the time being, and the minimum down payment ratio for the first suite is 30%.

In addition, it is basically impossible for people who work in other places and have foreign hukou to buy a house in Nanchang. Unless the hukou is transferred to Nanchang first, or the hukou is not in Nanchang, but you have to work in Nanchang for more than two years, you can provide a two-year social security certificate. If you are registered in a foreign country and work in a foreign country, you can't buy a house in Nanchang.

The above is an introduction to the conditions for foreigners to buy a house in Nanchang. Nanchang's purchase restriction policy must be known to everyone. Under the background of strict national regulation, it is difficult for foreigners to buy a house in Nanchang. Not only foreign citizens, but also local citizens in Nanchang, who already own 1 apartment or above in urban areas, can no longer buy new commercial housing. It can be said that the purchase restriction policy is very strict.