How to inquire about housing loans

1. Telephone inquiry: Whether it is a bank or other lending institution, you can call their customer service. The institution will have specialized personnel to provide consulting services. You only need to provide your identity and loan information, and they will help you inquire and inform you about the progress of loan approval or the status of mortgage repayment.

2. Official website inquiry: Generally, banks or other lending institutions have their own official websites, and you can inquire about housing loans on the official website. You can enter your own account, find the loan progress query in the function bar, and click Query to learn about your mortgage status.

3. Counter inquiry: Friends who have enough time can also bring their ID cards and loan bank cards to the bank counter or the lobby of other lending institutions to inquire, and it is also very convenient to ask the staff to help inquire. A convenient method.

4. Contact the account manager: When applying for a loan, there is usually an account manager for negotiation. If the applicant has any questions, he or she can directly consult the account manager. Therefore, you can directly find the account manager who helps you apply for a loan and ask him to check it for you. This way you can quickly learn about your mortgage situation, and it is relatively simple and hassle-free.

5. APP query: Many banks and some lending institutions now have their own APP, and there will also be a loan progress query column in the APP. You can directly click on the query to query your mortgage through the APP.

Home loan application method

1. First, you need to sign a housing purchase contract or agreement with the developer.

2. Then go to a commercial bank to fill out the mortgage application form and submit relevant mortgage materials and procedures. If you are applying for a housing provident fund loan, you need to submit the application to the local provident fund management center first, and then go to a commercial bank to apply for it after the provident fund review is approved.

3. The commercial bank will review the application and materials you submitted.

4. After passing the review, we will determine the loan term, interest rate, and amount with you, and then sign a mortgage contract.

5. Then go to the local housing management center to go through the mortgage notarization and other procedures. After the procedures are completed, the commercial bank will start disbursing money. How to check the progress of the mortgage loan

There are several ways to check the progress of the mortgage approval: : Telephone inquiry; official website inquiry; counter inquiry; contact account manager for inquiry; APP inquiry.

1. Telephone inquiry: Whether it is a bank or other lending institution, you can call the customer service number to inquire. The institution will have specialized personnel to provide you with consulting services. You only need to provide your identity and loan information. , just inform you that you need to check the loan approval progress.

2. Official website inquiry: Generally, banks or other lending institutions have their own official websites, and you can check the loan approval progress on the official website. You can log in to your account and find the loan progress query in the function bar to check the progress of your loan approval.

3. Counter inquiry: If you have enough time, you can also bring your ID card and loan bank card to the bank counter or the lobby of other lending institutions to inquire, and let the staff help you check the loan approval progress.

4. Contact the account manager: When applying for a loan, there is usually an account manager for negotiation. If the applicant has any questions, he or she can directly consult the account manager. You can directly find the account manager who helps you apply for a loan and ask him to help you make inquiries, so that you can quickly learn about the progress of your loan approval.

5. APP query: Many banks and lending institutions have their own APP, and there will also be a loan progress query column in the APP. You can directly click on query to check your loan approval progress through the APP. How to check the housing loan situation at Bank of China

If you are applying for a personal commercial loan from Bank of China, you can log in to Bank of China mobile banking and check the loan repayment date and due date in "Loan-Loan Inquiry" Amount, principal repayable, interest repayable, remaining period, overdue information, etc.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.