Deduction time: 1, twice a day: starting at around 5: 00 a.m. and at noon 12. If the first deduction is not enough, the second deduction will be continued; 2. If the previous two deductions are unsuccessful, you need to make emergency repayment on the same day before 24: 00 on the night after deposit, which can be done automatically through mobile banking, online banking and customer service. Commercial loan: Please deposit enough money in the debit card current account one day before the deduction date, and the system will automatically deduct the money (normal deduction on holidays). Tips: Failure to repay on time will result in default interest and compound interest, which will affect the credit investigation ~