When you buy a house in Shenzhen, you can have two opportunities to use the provident fund portfolio loan. The amount is calculated according to the balance of individual provident fund 14 times. The maximum amount of personal nominal loan is 500,000, and the maximum amount of family nominal loan is 900,000. When you use it for the second time, you must pay off the previous provident fund loan before you can borrow again. The loan amount is the same as the first time, and it is related to its own deposit base.