The boss takes the employee's ID card to the bank for a loan. What responsibility does the employee bear?
The employee agrees that the boss can borrow his ID card to get a loan.
It is a recognition of the boss's loan relationship.
After the deadline, I have to bear the responsibility of repaying the bank loan.
As for the economy between you and your boss, you have to negotiate with your boss yourself.
If the business owner takes the employee's account and ID card to the bank for a loan, is the lender the boss or the employee?
Employees of course, but you can't borrow money without your signature and fingerprint.
Is it dangerous for the boss to lend money to employees to get ID cards and bank cards?
How can there be such a request? It's certainly dangerous for you to show photos of your ID card and bank card to others. This has nothing to do with your job. It should be an unreasonable request. You should refuse it.
Can the boss borrow money with employee ID card?
No, please don't. You may get into debt litigation.
Does the boss use the employee ID card to handle the bank card as his loan transfer card?
Generally speaking, the act of simply handing in documents and handling cards will not produce any responsibility; But you still have to find out what he does. Please be careful. If once there is a loophole, you need to bear the responsibility, and the business is not well managed, and you can't afford to repay the loan, then you have to pay it back. It is best to refuse such a request from the boss.
The boss went to the bank to lend money to employees to sign labor activities. Does this loan matter to employees?
Loans are loan-lending relationships, and employees are labor relationships. There are two different relationships, employees have no contact without signing a loan contract.
What does it mean for a boss to apply for a salary card with an employee ID card?
This must mean something else. Generally speaking, enterprises pay wages, and banks all handle their own salary cards. There must be something fishy about the boss's intervention, at least to help his friends (bank friends) attract customers.
Can I get a bank loan with my ID card?
Hello, as long as the ID card is not here,
To apply for a bank loan, you need to prepare materials:
1. Valid ID;
2. Permanent residence or valid residence certificate, permanent residence certificate;
3. Proof of marital status;
4. Bank flow;
5. Proof of income or personal assets;
6. Credit report;
7. Use plan or loan purpose announcement;
8. Other information required by the bank.
Please refer to the above answers provided by Ronglian Ye Wei.
What does the boss want with the new employee ID card?
I'll get you a salary card and a loan with my ID card. The identity card is a personal identity document and may not be given to others.
What happened when the company borrowed 2 million yuan from the bank with the ID card and marriage certificate of the employee's father and wife?
Both husband and wife should be present to sign the loan. How can the loan be successful if you don't go in person? Please confirm this premise.
What if someone else uses my ID card to get a loan?
First, how to check that your ID card has been fraudulently used by others?
1. How to check whether your ID card is fraudulently used by others is as follows: 1. Open the Alipay homepage and enter "In" in the search bar.
Service platform ",click search; 2. Go to the homepage of the service platform and click on the calling card "One Certificate for General Enquiry"; 3. Fill in the relevant information and click "Query";
2. Legal basis: Article 19 of the People's Republic of China (PRC) Identity Card Law.
If the staff of state organs or financial, telecommunications, transportation, education, medical and other units disclose the personal information of citizens recorded in resident ID cards obtained in the course of performing their duties or providing services, which constitutes a crime, criminal responsibility shall be investigated according to law; If the case does not constitute a crime, it shall be detained by the public security organ from 10 to 15 and fined 5000 yuan. If there are illegal gains, the illegal gains shall be confiscated.
Second, what should I do if my ID card is fraudulently used by others?
1. If the personal identity card is stolen, resulting in a bad credit record, the parties concerned may appeal and make a ruling on the premise of sufficient basis. Finally, it is ruled that the bad credit records of the parties are indeed caused by the theft of their ID cards, and the bad credit records of the parties can finally be eliminated in the bank credit information system;
2. If the parties have no reasonable basis to prove that their bad credit records are caused by the theft of their ID cards, then they need to bear the corresponding legal consequences. On the one hand, to pay off the arrears, and at the same time, to eliminate bad credit records, we can only use new credit records to cover the original credit records;
3. The longest retention time of personal bad credit records is five years. The parties concerned shall keep a good credit record within five years from the date of arrears, and the bad credit record can be eliminated after five years. If necessary, it can be solved through legal channels.
What should I do if my ID card is fraudulently used?
How to deal with fraudulent use of identity cards;
1, the parties may first negotiate with the person who pretends to be himself and ask him to repay the loan on time. If he refuses to repay the loan, the parties may ask the police to intervene in mediation.
2. If someone borrows money with your ID card and doesn't repay it, the parties can also go to court, especially if the loan contract is not signed by the parties themselves, and the parties can defend their rights through litigation.
legal ground
Article 280 of the Criminal Law
Whoever forges, alters, buys, sells, robs or destroys official documents, certificates and seals of state organs shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance and concurrently fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined.
Whoever forges the seal of a company, enterprise, institution or people's organization shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or a fine.
Whoever forges, alters or buys or sells identity cards, passports, social security cards, driver's licenses and other documents that can prove his identity according to law shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance and concurrently fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
What if someone else takes my ID card to get a loan without my knowledge?
Others borrow money with your ID card, although your name is written, but as long as you are not present to sign the loan, it has nothing to do with you, and you don't need to bear any consequences.
I suggest you call the police immediately when you find that your ID card has been stolen by others, and at the same time call the loan company to tell me that I didn't make the loan myself.
Legal basis:
Article 1 10 of the Civil Code stipulates that the personal information of natural persons is protected by law. Any organization or individual who needs to obtain other people's personal information shall obtain and ensure the information security according to law, and shall not illegally collect, use, process or transmit other people's personal information, or illegally buy, sell, provide or disclose other people's personal information.
According to the People's Republic of China (PRC) Identity Card Law, it is illegal to use another person's identity card fraudulently, and it is punishable by a fine of more than 200 yuan but less than 1,000 yuan, or detention for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated.
Let's not talk about the introduction that the ID card was borrowed by the boss.