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1.
The mobile phone number can be used for loan. Now the mobile phone number is registered in real-name registration system, and our identity information is bound in it. The bank can judge whether you meet the loan conditions according to your information.
2.
The mobile phone number can be used for loans, and the amount can be different according to different products. Mobile IOUs can be loaned 50,000 yuan, mortgages can be loaned 200,000 yuan, and provident fund loans can be loaned 65.438+10,000 yuan. There are other loan products, but the application amount of mobile phone IOUs is generally sufficient, and the review of mobile phone IOUs is also fast, and the amount of the next payment is not low.
3. How to increase the amount of mobile phone loans?
4. Keep a good credit record. When a large loan is needed, it will basically involve checking credit information, mainly to reduce risks. Therefore, if you want to apply for a higher loan, a good credit record is the basic condition for obtaining a high amount.
Pay attention to keep your credit information good in daily life, pay back your credit card on time, and don't owe utilities. The type of work unit and occupation also plays a role. For some high-risk occupations, such as aerial work and blasting operation. If the work unit is relatively stable, such as the government, institutions, listed companies, etc. These can increase the amount authorized by the applicant.
6. Provide as many financial certificates as possible. In order to obtain a high credit line, proof of property is still necessary. If you can provide real estate license, proof of provident fund payment, running salary, driver's license under your own name, etc. It will greatly improve the scattered lines.
2. Which bank's bank card can be used to buy mobile phones in installments?
China Merchants Bank credit card can buy mobile phones in installments.
Shopping mall staging is one of the credit card consumption services of China Merchants Bank. When shopping, cardholders can choose to divide the total price of purchased goods or services into three periods, six periods, 12 periods or 24 periods. Pay back the money on time according to the credit card bill every month.
"Shopping Mall Installment Payment" is completed when the cardholder chooses to go to the staged merchant store specially designated by China Merchants Bank and completes the installment payment through the designated POS machine.
Extended data:
The first is the available credit line after handling the market installment payment business.
The installment payment in China Merchants Bank's credit card market takes up your credit limit and total installment amount, so you need to deduct the total installment amount from your usage limit. Pay back monthly, and your credit line will gradually recover.
Second, the service cost.
The installment fee is divided into installment fee and installment fee (month):
1, one-time charge
The handling fee will be charged together with the first payment due.
2. Average value of each period (month)
The fee will be charged according to the number of installments (months) and together with the amount due for each installment. If you buy a commodity worth 6000 RMB, you will pay in installments by 12, and the handling fee is 240 yuan RMB. Each bill will be displayed as "Pudong Store 0 1- 12500 Pudong Store 0 1- 1220".