Generally, the installment purchase of a car is mortgaged, and the transaction can be negotiated privately. It cannot be transferred to him at the vehicle management office. After the payment is completed, the bank or finance company must issue a certificate and get it to the vehicle management office to release the mortgage before the transfer can be made. . The owner of a non-exclusive transaction will bear the liability for compensation, even if the user cannot afford the compensation, it will eventually fall on the owner.