1. Short-term loans floating on the basis of the benchmark interest rate: within six months (including six months), the interest rate is 4.35%; For half a year to one year (including one year), the interest rate is 4.35%; For one to five years (including five years), the interest rate is 4.75%; For five years and above, the interest rate is 4.90%; The interest rate range of personal automobile consumption loans and personal automobile consumption loans of Bank of Communications is 3. The car loan interest rate will be different in different regions. Please consult your local business outlets for details. Third, personal housing renovation loan: the maximum loan is 6,543,800 yuan, and the loan interest rate is not lower than the LPR interest rate in the same period for five years, and the benchmark interest rate will be used as a reference. Good commercial loan: usually the monthly interest rate is around 0.25%, the annualized rate is 5.64%, and the longest loan period can reach 8 years. The longer the repayment time, the higher the repayment interest rate.