How many points do intermediary loans generally charge?
To seek the help of a loan intermediary, the borrower needs to pay a certain intermediary service fee. In general, Xu Ya pays agency fees and handling fees, but these fees are not clearly fixed. Generally, it is judged according to the borrower's loan application qualification, loan application product and loan application amount.
If the borrower's personal qualifications are average and the credit information is not up to standard, then the intermediary agency will generally receive 3 points; If the borrower is running water or the income certificate is not up to standard, then the intermediary generally charges about 5 points. Generally speaking, the normal agency fee is between 3- 10.
Of course, the city where the borrower is located is also linked to the proportion of fees charged by the intermediary. If you apply for a loan in a super-first-tier city like Beijing and Shanghai, the handling fee is likely to exceed 10, and some intermediaries will reduce it by a few points to attract customers.
What will happen if you don't give money to the intermediary after the next payment?
Generally, borrowers will sign relevant contracts when seeking help from intermediaries. If the borrower refuses to pay fees and other fees after the bank lends money, it is a breach of contract, and the intermediary can sue the borrower. After the borrower is sued, the legal responsibility he needs to bear may be more than just the handling fee.
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