Second-hand housing loans are ok. Bank loans are mortgaged by houses, so second-hand housing loans are affected by the age of the house. Generally speaking, it is difficult to pay for a house that has been built for more than 20 years (it is likely to be demolished). On the other hand, the loan term depends on the occupation and age of the lender. The interest rate is the same as that of a new house. Of course, the interest rate of provident fund loans is lower.

Second, does the second-hand house have interest?

Do not earn interest. 1 At present, the interest rate of second-hand housing loans is the same as that of new houses, but it is different from the down payment ratio. The down payment of personal provident fund for all new houses is 20% of the purchase price, and the down payment for commercial loans is 30%. Second-hand housing can be 40%, 50% or higher according to the age of the building;

The loan interest of first-hand houses and second-hand houses is the same. If you are not a second suite, the loan interest is calculated according to the bank loan interest;

Third, how much do you earn by selling second-hand houses?

Selling price-(buying price) the money earned through various taxes and fees at the time of purchase.

Fourth, is there any interest on buying a second-hand house for the first time and keeping it in the bank for one month?

Interested. According to relevant data, during the period of bank supervision, the second-hand housing transaction funds deposited in the bank supervision account will bear interest at the current interest rate. After the transaction is successful, the supervision funds and interest will be transferred to the seller's account together. If the transaction is cancelled, the funds will be returned to the buyer's account.