Legal analysis: the project contract can be loaned. All enterprises registered in the administrative department for industry and commerce in China, with independent legal person qualification, the right to operate foreign contracted projects, professional technical qualifications and strength of foreign contracted projects, can apply to The Export-Import Bank of China for foreign contracted projects loans.

Legal basis: Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the method of interest payment, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as having no interest.