The main process of purchasing a car with a mortgage at a 4S store is as follows.

1. When choosing a car, the 4S store will provide a letter of intent to purchase the car.

2. Prepare your personal ID card, letter of intent to purchase a car, proof of economic income and other information to submit a loan application to the bank (auto consumer finance company).

3. The bank (auto consumer finance company) will conduct an audit based on the information provided, and the evaluation agency will evaluate the vehicle.

4. After the review is completed, if the review is passed, the bank (auto consumer finance company) will determine the loan amount and notify you in time.

5. After receiving the notice, go to the outlet to sign the loan contract within the agreed time, pay the down payment, sign the car sales contract, and handle related procedures such as mortgage registration.

6. Banks (auto consumer finance companies) lend money.

7. The 4S store receives the car payment and picks up the car.

Online loan big data can reflect the true situation of online loans. If you have too many loans, it is recommended to take a good look at your credit data. Search: Xiaoqixin Check can generate big data reports. Although there are differences between the two, bank loans also pay attention to the big data credit situation in order to avoid personal inability to repay bad debts. Bad credit will affect many aspects of rights.

Extended information:

How long does it take to get the certificate after paying off the car mortgage loan?

When you pay off a car mortgage loan, you can usually get the motor vehicle registration certificate back on the day the loan is settled. Of course, this needs to be not far from the original lending institution. You can get it back by yourself after paying off the loan. Motor vehicle registration certificate.

If it is not convenient for you, you can also choose to mail it. You can usually get the certificate within a week.

After getting back the motor vehicle registration certificate, you need to process the vehicle release in time. During the process of release, you need to pay attention to the following points:

1. You can only go to the vehicle registration place Release.

2. You need to bring your vehicle ID and personal ID.

3. If you can’t get away, you can entrust someone else to do it for you.

4. Business can only be handled on working days.

If the vehicle is not released from the mortgage in time, although it will not cause any trouble to the daily use of the car, it will affect the vehicle transfer and mortgage procedures in the future. If the vehicle is not released from the mortgage, it will be returned. It cannot be said that the vehicle belongs to the owner personally.

In order to get the business done at once, you can consult the vehicle management office in detail before releasing the vehicle.