At present, the benchmark interest rate of ordinary mortgage: 0-year fixed-rate loan 1.65438+6.930%. 2.20-year fixed-rate loan 7.580%. 3.5-year floating rate loan 4.032%. 4.30-year floating interest rate loan 5.940%. 5. The mixed interest rate loan with a fixed term of 3 years is 7.200%. 6. Mixed interest rate loans with a fixed term of 5 years. This is just a reference value.

Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range. The mortgage interest rate in China is not always constant, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates.