Common reasons are: 1. The examination and approval time has not arrived, and 2. The relevant data is not complete enough.

The online display of student-origin student loan is already under approval, which is to examine whether you meet the conditions. You can receive text messages after the exam. If you wait too long, you can make a phone call to hurry it up.

How long does it take for the examination and approval of student deduction?

Question 1: The student loan has been paid through Alipay, but there are still problems in the approval of deduction when the repayment date comes. Users who recharged their Alipay accounts before June 1 to June 2 1 will be charged by the system after June 2 1 to the end of the month. Note: If the user recharges after 2 1, he/she still needs to re-apply for prepayment in CDB system at 2 1 0/0 of the following month, and the application is successful.

Question 2: The student loan was paid in Alipay. Why has it been deducted from Alipay, and the information of China Development Bank still shows that the deduction is still in progress? He needs you to deposit the money into Alipay account before July 10, then Alipay will deduct the money and make statistics, and then Alipay will pay the money to CDB on July 20. You can log in to the system to view it after July 20.

Question 3: In the examination and approval of deduction in the student loan management system, your money has been transferred, but someone else's bank has not received it, and it has not yet reached the date of collection, or the bank has received your money and is counting it, but it has not yet replied to you. What does this mean? It will only be counted as 2 1 of this month, and your deduction will be successful. Don't worry.

Question 4: Why does the prepayment of national student loans always show that it is being audited by deduction? Be urgent for 5 minutes. Mine is also under deduction review. There's no need to worry. Mine was paid directly by AliPay.

Question 5: The student loan is repaid by Alipay. Of course, the automatic deduction is paid off in advance in one lump sum. You should be talking about the interest you owe. Pay back the loan yourself. If it is the principal, just wait for it to be deducted. You have to repay the loan to Alipay from 1 to 10 every month, and the deduction will be made automatically on the 20th. You will see the repayment success around the beginning of the second month.

Question 6: Why is the student loan still under deduction approval after prepayment? System confirmation takes time, usually working days. If the repayment is made on Saturday, it may be confirmed on Monday. You can look at the time of repayment confirmation, and then contact for confirmation and verification after the specific time.

Question 7: It's already 65438+February 22nd. Why does the student loan system still display the deduction information under approval? 2. How to prepay?

A: At present, except for the month of 165438+ 10, students can repay in advance during the annual interest settlement period. Every year from June 1 day to June 10 and June 10, you can log in to the student online service system to submit an application for prepayment. You can choose to settle the loan contract in one lump sum or make partial prepayment (the principal must be greater than 500 yuan (inclusive) and an integer multiple of 100 yuan). If the funds are insufficient, it will be deemed as an automatic waiver of the application for early repayment, and the application can be continued next month without overdue treatment.

I1October 7 165438+ refunded the money, and today it shows that the deduction is under approval. I saw the above passage in official website, and the question and answer I asked by phone was that the annual interest settlement in June 165438+ 10 and June 65438+February will not be updated until next year 1 month. Now that the payment has been made, there is no need to worry about the receipt.

Question 8: When will the student loan from China Development Bank be deducted every month? When can I check the repayment record? If you pay Alipay 5 points, it will be deducted on September 20th every month. After the deduction, Alipay can inquire. I hope you are satisfied.

Question 9: The student loan system shows that the deduction is being approved. Is this a successful repayment? Am I overdue? Yes, it was a success.

Question 10: Why does Alipay show repayment? The student loan system of China Development Bank shows that the repayment is successful at the beginning of next month, and no deduction will be made!

After the student loan is repaid, the status has been shown as being under approval, but today's 20th is the final repayment date. Will this situation be considered overdue?

It doesn't matter if the deduction is unsuccessful. We can continue to handle it next month. Users who recharge their Alipay accounts before June 1 to 2 1 0/0 every month will be charged by the system after June 2 1 0/0 and before the end of the month.

Note: If the user recharges after 2 1, he/she still needs to re-apply for prepayment in CDB system at 2 1 0/0 of the following month, and the application is successful.

Interest will only be generated within the specified time, and no interest will be generated within the agreed time, but credit information will be generated beyond the specified time, because the birthplace is your birthplace.

Extended data

The interest of loan students during their school days is all subsidized by the financial department. Among them, students admitted to universities directly under the central government bear loan interest subsidies. Students admitted to local colleges and universities who study across provinces are subsidized by the central government; Studying in this province, the loan discount shall be borne by the local finance. After graduation, students and their parents (or other legal guardians) will bear all interest.

Risk compensation. Establish a special fund for risk compensation of student-origin credit student loans, and the risk compensation ratio shall be determined according to 15% of the loan amount in the current year.

What's the matter that the student-origin student loan has been approved on the Internet?

The online display of student-origin student loan is already under approval, which is to examine whether you meet the conditions. You can receive text messages after the exam. If you wait too long, you can make a phone call to hurry it up.

1. If we wait too long, the loan may go wrong. Student-origin student loan was renewed online and an online contract was signed. Facts show that no SMS was received during the approval process. It should be that the contract signed online is unqualified or the information provided is not comprehensive, so the approval is unsuccessful. The reasons for unqualified online loans need to be consulted and supplemented by telephone in order to successfully complete the application.

The national student loan refers to the student loan issued by the National Development Bank to eligible freshmen and students with financial difficulties, which is issued by the county (city, district) where the students registered before entering school.

Loan targets: full-time undergraduate colleges, higher vocational colleges (the list of schools is subject to the announcement of the Ministry of Education and is valid for filing in the student loan system of China Development Bank), undergraduates, graduate students and second-degree students.

The loan terms are as follows:

(1) Students applying for student-origin credit student loans must meet the following conditions:

1. has the nationality of the people of China;

2. Honest and trustworthy, law-abiding; ;

3. Freshmen, undergraduates and postgraduates who have been approved to set up and implement higher education in accordance with the relevant provisions of the state, and who have obtained true, legal and effective admission notices, and students with secondary education in institutions of higher learning who have been formally admitted by full-time ordinary undergraduate colleges and vocational colleges in the central, regional and foreign countries;

4. Students' pre-school household registration and their parents (or other legal guardians) are in the same county (city, district);

5. The family is in financial difficulties, and the available income is not enough to pay for the tuition and accommodation needed to complete their studies at school.

(2) Students' families applying for student-origin credit student loans shall meet the following conditions:

1. No bad credit record;

2. Family financial difficulties should generally meet one of the following basic characteristics:

(1) File registration of poor households, low-income households and poor households in rural pastoral areas;

② Families of orphans and disabled people;

(3) Suffering from natural and man-made disasters, causing heavy losses and unable to pay for students;

④ Family members with major diseases;

⑤ The main source of family income loses the ability to work;

⑥ Single parent families with unstable income;

⑦ Old, young, marginal, poor and poor families in remote rural pastoral areas;

(8) Families where one or both parents are unemployed;

Pet-name ruby other poor families.