Up to 6,543.8+0,000 yuan.

Application conditions:

1, firstly, the applicant is a natural person with full capacity for civil conduct; The age is between 18 and 65;

2. Secondly, we must have a good credit record, because credit consumption loans will pay more attention to credit, so we must have excellent credit.

3. Finally, just like the above-mentioned loans, it is necessary to ensure both the income and the customer's normal repayment ability. Application process: 1. Submit an application for personal credit consumption loan; 2. The bank investigates and approves the applicant's credit and other information; 3. After approval, notify the applicant to sign a loan contract. After the contract is signed, the loan can be started. Finally, it is enough to ensure timely repayment.

Second, how does the Postal Savings Bank lend money and how long does it usually take to lend money?

The application procedures for consumer loans of Postal Savings Bank are complicated, and many of them need to provide guarantees or mortgages. Not only should the borrower's personal data be reviewed, but also the loan guarantor's data or the mortgaged assets should be reviewed. Review is slow. Generally speaking, it will take half a month at the earliest to lend money. If the borrower applies for a credit loan, the review speed will be faster, and the payment can be received within a few working days at the earliest. Working years of salaried personnel: continuous work in this unit 1 year or more; Self-employed business years: the company is registered to operate 1 year, and can only apply for postal loans if there is a local commercial house, the age of the house is not more than 20 years, and the valuation is more than 500,000. The loan time is about 8 working days (5 working days for approval), which may be different according to the loan amount.

Three, how to borrow postal loans, how long can I lend money?

How to borrow postal loans

There are many kinds of postal savings loans in China, and the process of each loan is roughly as follows: apply for a loan to the Postal Savings Bank, the bank investigates and examines it, signs a loan contract after the examination, issues the loan, and the borrower repays it in time.

Postal savings loans also need to meet the loan information and loan conditions that banks need to submit to banks. For example, if you apply for a car loan in the postal service, the loan object must be a natural person aged 18-60, with full capacity for civil conduct, and have a fixed residence in China for one year according to the living needs, and the maximum loan amount is 1.5 million yuan.

The loan amount cannot exceed 70% of the car price. Require the borrower to provide valid identity documents, professional certificates and income certificates, proof of marital status, ability to provide down payment for vehicles, original car purchase contract, motor vehicle driver's license and other loan materials stipulated by the bank.

The process of postal savings loan is not complicated, but it needs to meet the loan conditions of the bank, and at the same time, it needs to submit all the loan information stipulated by the bank. There is no problem with both, and the loan approval rate is very high.

How long can the postal savings loan be released?

There are many kinds of postal savings loans. For example, when the amount of mortgage and car loan is relatively large, the review time will be longer, generally more than one month. For personal credit loans, if the loan amount is relatively small, it usually takes two or three weeks to lend, and the lending time is not fixed. For details, please consult the customer service of the local postal branch.

Personal loans for postal savings include "good borrowing and good repayment" personal business loans and "Jiaxin Mei Jia" personal consumption loans, and personal business loans mainly include personal and personal business loans; "Schwab Mei Jia" personal consumption loans include personal housing loans, personal automobile consumption loans, personal comprehensive consumption loans, personal study abroad loans, personal credit consumption loans and personal travel loans.

At present, most of the loans are personal housing loans, especially RMB loans for housing purchase. It can be a first-hand house or a second-hand house. The maximum amount of a single loan is 20 million yuan, the maximum loan ratio is 80%, and the longest loan period is 30 years.

Followed by personal automobile consumption loans, which are mainly used to buy vehicles for personal use, excluding used cars and commercial vehicles. The maximum loan amount is 6.5438+0.5 million yuan, the maximum loan ratio is 70%, and the longest loan period is 5 years.

There are many kinds of postal loans. You can choose the loan type according to your own needs. Please contact Postal Savings Customer Service for details.

Which loan platforms have low interest rates and high quotas? Pay attention to the official account of WeChat WeChat "Kangbo Finance" (ID: youqianlab) and reply to "Loan" to get it.

Fourth, the postal savings loan can be repaid in a few days after it is reported.

The fastest week.