The loan interest rate of Suzhou Bank is subject to the benchmark interest rate of the central bank. At present, PBOC has announced the benchmark annual interest rate of loans below 1 year (including 1 year), with an annual interest rate of 4.35%. 1-5 years (including 5 years) with an annual interest rate of 4.75%; 5-30 years (including 30 years), annual interest rate for more than 5 years: 4.90%.

Benchmark interest rate for housing provident fund loans:

1. The loan term is one to five years (including five years) and the annual interest rate is 2.75%; 2. If the loan term is more than five years, the annual interest rate is 3.25%.

When you apply for a mortgage in Suzhou Bank, the loan interest rate will be adjusted according to the local actual situation, which is generally 1. 1 times the benchmark interest rate. Because there are differences in different regions, the loan interest rate is subject to the actual mortgage interest rate of Suzhou Bank.