Will show.

The credit report of Weibo wallet shows the loan amount of this account, because this credit report is specially used to extract how much the borrower borrowed.

Credit report is a way to collect, sort out, save and deal with the credit information of natural persons, legal persons and other organizations according to law.

Is the credit on the loan in Weibo?

Whether Weibo loans will receive credit information mainly depends on which institution the lender is. If the general lending institution is a bank, the loan will be reported to the credit bureau; And if the lending institution is a small loan company, then usually the loan will not be granted.

However, it should be noted that although the lender is a small loan company, it often does not go to the central bank for credit reporting. However, since Weibo Loan has authorized some private credit reporting enterprises, the loan may go to the credit reporting systems of these private credit reporting enterprises.

If you are not sure whether the loan you apply for will be granted credit, customers can consult Weibo Loan Online Customer Service.

Regardless of whether or not credit information will be collected, everyone should keep the good habit of repaying on time to avoid overdue, so as not to affect personal credit. You should know that if you go to the central bank for credit investigation because of overdue repayment, the overdue record will be kept in the personal credit investigation report for at least five years before it will be deleted by the system, and the customer's subsequent card handling and loan will be affected. Moreover, there will be a penalty interest if it is overdue. The longer the overdue time, the greater the repayment pressure.

Can Weibo repay the loan in advance?

Weibo can't prepay, and there is no prepayment button on the page. Some netizens shared their experiences, borrowed three loans from Weibo and paid off one. They wanted to settle the last two loans in advance, but the system could not operate at all, so they called manually and contacted the relevant person in charge to solve the problem.

In addition, there is no interest reduction for early repayment, but related expenses including unpaid principal are collected together.

How to repay?

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: v 12. 1. 1.

Usually, if a user needs to repay, he opens his "My" microblog wallet, clicks on Borrow Money, sees his bill in it, enters the amount and repays immediately.

If the repayment fails, you can check whether the system is upgrading, or try to replace the bound bank card to ensure that the balance in the card is sufficient.

Do you check the credit information on Weibo Wallet 202 1

Don't check Weibo wallet, but you must check it if you want to borrow money.

Weibo has more than 500 million monthly users and more than 200 million daily users. In this context, the micro-blog wallet team hopes to better meet the growing financial service demand of users in Weibo through more innovative products and refined operation services. As a social media platform that has been growing with users, Weibo Wallet is willing to help young people who bravely pursue their dreams and support those who have dreams to make changes and move forward bravely. Through the continuous enrichment and improvement of products, Weibo wallet will continue to provide full-cycle financial products and services at all stages of users' lives, and as a caring financial service partner, accompany users to grow up.

Do you accept credit on Weibo wallet?

It is possible to get the loan in Weibo wallet.

It depends on the borrower and the overdue situation. Generally speaking, loans from borrowers' banking institutions are collected at the meeting, but not necessarily if they are small lending institutions. If it is overdue, it can also be reported.

If you are not sure whether you will receive the credit information after the deadline, you can call customer service. Of course, the best way is to maintain good repayment habits and repay on time.

1. What is a credit report?

Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank, and is used to query the social credit of individuals or enterprises.

Second, the classification of credit reports

Credit reports are divided into three categories, namely personal basic information, credit transaction information and other information.

Third, symbolic performance.

In personal credit reports, there are usually the following symbols:

/-indicates that no account has been opened;

* —— indicates that there is no repayment history this month, and the data with repayment period longer than this month are marked with this symbol, and the repayment frequency is irregular. * indicates that there is no repayment behavior this month; This symbol is also used to indicate that there is no repayment in the month of opening an account.

N-normal (indicating that the borrower has repaid the current month's money in full and on time);

1- 1 ~ 30 days overdue;

2 —— It means that it is 3 1 ~ 60 days overdue;

3 —— 6 1 ~ 90 days overdue;

4 —— 9 1 ~ 120 days overdue;

5 —— means overdue 12 1 ~ 150 days;

6 —— means overdue 15 1 ~ 180 days;

7 —— It means that the overdue is more than 180 days;

D—— repayment by the guarantor (indicating that the borrower's loan has been repaid by the guarantor, including timely repayment by the guarantor and partial repayment by the guarantor);

Z—— Paying off debts with assets (means that the borrower repaid the loan by paying off debts with assets. Only refers to the part that pays off debts with assets);

C- settlement (the borrower has paid off the loan in full, and the loan balance is 0. Including normal settlement, early settlement, debt settlement with assets, settlement on behalf of guarantor, etc. );

G-termination (any other form of account termination except settlement);

# ——————— The repayment situation is unknown.