According to Baidu Encyclopedia, users can apply for loans from Hubei Consumer Finance Company only by providing valid identification, proof of income or proof of repayment ability. After the application is approved, the company will lend money soon, and the loan approval can be completed in 1 day.

Hubei consumer finance Leju loan is a mortgage loan for consumption provided by Hubei consumer finance with mortgaged real estate as an individual, and cannot be used for house purchase investment.