Rural veterans' loan: rural veterans can carry their own veterans' cards, information checklist of retired soldiers, personal identity cards, household registration books, etc. Go to the local Veterans Administration for registration and loan qualification. After the loan is approved, rural veterans can bring all supporting materials to the local commercial bank to submit a loan application. 1. Loan type 1. Mortgage loan is a common loan method. Collaterals generally recognized by banks include: houses, shops, office buildings, land, etc. Mortgage loan refers to the loan that the borrower obtains from the bank with a certain amount of collateral as the guarantee. When the loan expires, the borrower must return it in full, otherwise the bank has the right to dispose of the collateral as compensation. 2. There are two ways of mortgage loan mortgage: first-hand housing mortgage and second-hand housing mortgage. The former is a loan when buying a developer's new house. At this time, the developer has not yet obtained the real estate license and land certificate of the house. Generally 1-2 years later, the developer can only get the real estate license and land certificate after paying off the development loan. The latter is a loan when the buyer and seller buy a house. At this time, the seller has real estate license and land certificate. What should be emphasized here is that the difference between mortgage loan and mortgage loan is that mortgage is to take the house after the loan; Mortgage means that you must have an existing house to mortgage in order to get a loan. 3. Credit loan is a loan based on the borrower's reputation, generally without mortgage or guarantee. The characteristics of applying for credit loans are: high risk, generally high income and strict credit requirements. Second, the loan instructions 1, loan amount: When applying for a loan, the amount applied for should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment. 2. Loan information: The borrower must ensure that the information it provides to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan. 3. Purpose of the loan: When filling in the purpose of the loan, the borrower should write down the purpose of the loan frankly and clearly, which will make it easier to pass the examination.

Second, how do rural veterans start businesses with interest-free loans, and which departments do they need to go to?

If you start a local business within three years after leaving the army, you can apply for a small discount loan to the veterans employment guidance center or the relevant institutions set up by the civil affairs department. The quota is about 50 thousand yuan. Therefore, you should consult the Civil Affairs Bureau on this matter.