What happens when you buy a mobile phone in installments and don't repay it?

Legal analysis: If the buyer who pays by installment fails to pay the due price according to one fifth of the total price and fails to pay the due price within a reasonable time after being urged, the seller may demand the buyer to pay the full price or terminate the contract. If the seller terminates the contract, it may require the buyer to pay the fee for the use of the subject matter.

Legal basis: Article 634 of the Civil Law of People's Republic of China (PRC) stipulates that if the buyer of installment payment fails to pay one fifth of the total price and fails to pay the price within a reasonable period after being urged, the seller may demand the buyer to pay the full price or terminate the contract. If the seller terminates the contract, it may require the buyer to pay the fee for the use of the subject matter.

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