What is the mortgage of bank loan to buy a house?
1, Bank of mortgage to buy a house mortgaged the property you bought.
2, mortgage loans to buy a house, you pay a certain percentage of the down payment, the rest of the house by the bank to provide loans. Then you pay the principal and interest of the bank loan on a monthly basis. In this loan behavior, the collateral of the bank is the property you bought. Although you finally got all three certificates of real estate.
3. But if you look carefully, you will find that there will be a statement of other rights on your real estate license, which is also registered with the Housing Authority, so the property that has not paid off the loan cannot be transferred. In addition, if the loan cannot be repaid halfway, the bank has the right to recover the property and auction it.
What bank do you use to buy a house with a loan?
1, Bank of China: Approaching the homes of ordinary people:? Bank of China? Its great feature is that it has changed the image of banks in the past and become a good helper for ordinary people to buy homes. ? Happiness is thirty years earlier? Can consumers feel it outdoors or anywhere? Bank of China? Service greetings from.
2. Agricultural Bank of China: Building? Golden key? Mortgage brand: Guangzhou people who pay attention to mortgage business, everyone knows, right? Agricultural Bank of China? what's up Golden key? Housing finance supermarket. ? Agricultural Bank of China? Launched? Golden key? Housing credit has become the brand business of housing loans in Guangdong because of its diverse brand types, unified service standards and flexible and convenient repayment methods.
3. Industrial and Commercial Bank of China: the first individual housing portfolio loan: new business varieties such as individual housing portfolio loan, down payment loan for individual commercial housing, mortgage loan for commercial housing and short-term loan for real estate development enterprises were introduced. Among them, individual housing portfolio loans are of great concern to the general public.
4. China Construction Bank: Provide all-round convenience and housing services:? China Construction Bank? Individual housing loans are complete, ranging from housing loans for individuals to buy houses in the primary housing market to re-trading housing loans for individuals to buy second-hand houses in the secondary housing market.
The above information is the information I gave you in detail about the mortgage situation of loan to buy a house and what bank to use for loan to buy a house. I hope it has some reference value for you. It is very important to choose a good bank to buy a house with a loan. If you are lucky, you can also meet the bank's preferential loan interest rate. In this case, it will also be of great help to repay the mortgage in the future.