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The buyer withdraws the loan after the transfer of the second-hand house

Legal analysis: Hello, generally banks will not approve it. After the transfer is completed, it proves that the transaction is completed, the loan contract for the house purchase is approved, the funds are already in the bank, and the buyer signs the loan contract. It doesn't mean that it is revoked. However, if the bank loan is really cancelled, and the balance is not paid within the agreed period, you can be held responsible for the breach of contract.

Legal basis: Article 11 of the "Interim Measures for Personal Loans" A personal loan application shall meet the following conditions: (1) The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or a national Relevant provisions of overseas natural persons; (2) The purpose of the loan is clear and legal; (3) The amount, term and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good, No major bad credit record; (6) Other conditions required by the lender.