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Is unsecured loan credible?
First, is unsecured loan credible?

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2. Is the People's Bank of Zhidan County reliable?

Don't ask yourself if you are reliable, ask yourself if you have the conditions. Unsecured loans are generally credit loans. Credit loans generally value your running water, your repayment ability, and the most basic thing is that you have a credit record in the bank (including credit card, mortgage loan, car loan and previous loan). Unless you work in a quality company, you can't borrow money without repayment ability. Banks are not charities.

3. Is Ping An Bank reliable?

Reliable, Ping An Bank is a relatively large-scale bank in China, and their loans are certainly reliable. Before handling the loan, try to find out the interest rate and repayment method of the loan to suit you. Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province. China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong. 20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems. With regard to the corporate business of Ping An Bank, Shenzhen Ping An Bank strives to build a financial brand of small and medium-sized enterprises in line with the goal of providing high-quality and efficient services for small and medium-sized enterprises, and has made many innovations in the business field of small and medium-sized enterprises with professional teams, professional products, professional services and professional management. Through in-depth market research, formulate flexible credit policies that meet market demand, continuously simplify business processes and improve approval efficiency; By effectively integrating business outlets, online banking, telephone banking and other diversified service platforms, we will broaden the financial service channels for small and medium-sized enterprises, help China customers solve financing problems, improve the efficiency of capital use, and provide a package of comprehensive financial services with the help of China Ping An Group's resource advantages to create maximum value for customers. International business In terms of international business, Ping An Bank of Shenzhen has launched dozens of new varieties of international business, such as forfaiting, risk sharing and issuing letters of credit on behalf of others, and has developed nearly 500 correspondent banks around the world. As a primary dealer in the open market of the People's Bank of China, the trading volume of the local currency market and the bond market has doubled year after year, ranking among the top 20 clearing member banks in the national inter-bank bond market, and has been rated as an excellent transaction settlement unit for many times. As for the basic platform, as a bank with the service tenet of "professionalism, value and innovation", Shenzhen Ping An Bank innovatively developed the first centralized large-capacity AS/400 integrated business system in Shenzhen, and took the lead in launching the integrated customer relationship and credit business management system, realizing the electronic management of the whole process of credit business. "18 banking network" has reached the advanced level of domestic online banking, and mobile phone dynamic password authentication; Dynamic token authentication; The risk control mechanism of corporate banks is the first in the industry. The "Shenzhen University Campus Card", which was innovatively launched with Shenzhen University, not only improved the financial function and campus function, but also created a number of domestic firsts, greatly improving the level of campus management. On the other hand, Ping An Bank launched the "New One Loan" unsecured personal loan business, which can be used for business or personal consumption (including car purchase, decoration, large consumption, etc.). ), the maximum loan is 500,000. Prominent business Since July 2009 1, Ping An Bank has launched three e-banking service commitments for individual customers, namely, global ATM withdrawal with debit cards is free, personal online banking remittance is free, and personal banking losses caused by no fault of customers will be compensated by Ping An Bank, and the service level has reached a new high in the industry. The "three promises" not only enabled the bank to break through the restrictions of outlets, but also solved the security concerns that have long plagued customers in using online banking, which is a major breakthrough in China. Within a week, the number of visitors to Ping An Bank's "free" information webpage has reached 654.38+0.5 billion, and more than 2 million people have visited the promised area of the bank.