With the gradual improvement of China's credit information system, many people's overdue behavior has been included in the credit information system. Some people have poor credit ratings and become the risk control targets of financial institutions. Then, how to get a loan if the credit is not good? Here are some ways to introduce you.

There are three ways to solve the problem of poor credit reporting: borrowing from relatives and friends, borrowing from private lending companies, and borrowing through online lending platforms. Today, I mainly talk about borrowing from private lending companies and borrowing through online lending platforms.

In most cases, people with poor credit information need to provide collateral, such as real estate and cars, in order to get loans from private lending companies. I would like to remind you that regular private loan companies will not easily provide large credit loans to people with poor credit information.

The online lending platform can provide small pure credit loans for people with poor credit information and support pure online operations. Generally speaking, people with poor credit information can get small pure credit loans ranging from several hundred to tens of thousands of yuan from the online lending platform. Here are three such platforms.

2. Spending money is also a platform to provide small loans for friends with poor credit information. The amount is between1000-3,000 yuan, and the term is * and *. The platform doesn't charge any upfront fees, and can spread the loan 1.000%.

3. Star Wallet is a relatively large platform, which can provide loans of up to 50,000 yuan for people with poor credit information, with the longest term of 12 months and the lowest monthly interest rate of 0.75%. /kloc-anyone aged 0/8-50 can apply.

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