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What are the bank credit loan products? Take stock of some common ones!
Many people will choose to go to the bank for loans when they need money badly. After all, it is safer and the interest is low. So what are the common bank credit loans on the market now? In fact, many banks can handle mobile phones, and today we will take stock of some.

1, Agricultural Bank

Online loan: a well-known mobile phone credit loan can be handled through ABC pocket bank. The application threshold is relatively low, only the application age is 18 to 60 years old, and the personal credit record is good. The loan interest rate of NetJet Loan is 6%, and the loan time is 1 month to 60 months. The minimum loan amount is 6.5438+0 million, and the maximum loan amount is 3 million.

2. Industrial and Commercial Bank of China

E-loan: the applicant should be 18 to 65 years old, have a stable income and work, and have good personal credit information. The application amount is the lowest in 600 yuan, and the highest is 800,000 yuan, with interest of one ten thousandth per day. It is a pure credit unsecured loan product. The loan term can be up to 5 years, with the interest rate of 5.22% for one year and 5.7% for more than one year.

3. Bank of China

Wage loan: a small credit loan suitable for office workers, mainly providing personal revolving credit loans. The maximum loan amount is 500,000, which is generally 2 to 3 times the annual income. The loan term is generally one year, and the longest is three years. The loan amount can be used for home improvement, car purchase, education and medical care.

4. China Construction Bank

CCB's fast loans include fast e-loans, financing e-loans, pledge loans, car e-loans, Wo e-loans and other products. Mobile phone credit loan generally refers to fast e-loan, and the application amount varies from 1 0,000-300,000. Loans can be repaid with the loan, and the term is generally one year. During this period, the loan can be recycled and the interest is relatively low, so it is very cost-effective when it comes to activities.