Legal analysis: after handling the housing provident fund loan, if you resign, you can go through the formalities of sealing up and temporarily stop paying, which has no significant impact in a short time; Can continue to pay individual housing provident fund fees; You can let the new company renew its contract. If you are looking for a job in a foreign country, you need to go through the transfer formalities as soon as possible.

Legal basis: Article 15 of the Regulations on the Management of Housing Provident Fund stipulates that if a unit hires employees, it shall go through the deposit registration at the housing provident fund management center within 30 days from the date of employment, and go through the formalities for the establishment or transfer of employee housing provident fund accounts. Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center for change registration, and go through the formalities of transferring or sealing the employee housing provident fund account.

Q&A: What should I do if I resign after handling the housing provident fund loan?

If the provident fund loan application has been approved and all procedures have been completed, then resignation or the closure of the provident fund will not affect the provident fund loan, but the loan card should be recharged on time to avoid affecting the loan deduction.

It is suggested to be on the safe side. Resignation after the first loan repayment can ensure that the provident fund loan is foolproof and will not be affected.

Now you can't make up the provident fund in your own name. If you change your company, another company can't make up the provident fund for you because of the labor contract.

Provident fund loans can only be approved if they meet the requirements, and the interest is lower than that of commercial loans. If you finally meet the requirements, don't change it into a commercial loan unless you have enough money to donate to a commercial bank.

3. How can I repay my resignation with a provident fund loan?

1. If the provident fund loan application has been approved and all procedures have been completed, then resignation or the closure of the provident fund will not affect the provident fund loan, but the loan card should be recharged on time to avoid affecting the loan deduction.

2. After applying for a good loan, you must repay it monthly or in advance. The suspension of provident fund loans will not affect the repayment of loans, but you must ensure that you have money in your account to repay loans every month.

3 provident fund loans refer to loans enjoyed by employees who have paid housing provident fund. According to the national regulations, all employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.

4. In the newly published "Draft for Review", it is proposed that in addition to units and employees, individual industrial and commercial households, part-time employees and other flexible employees without employees can also pay the housing provident fund by individuals and enjoy the rights of withdrawal and loan, which is undoubtedly a great advantage for some flexible employees.

Q&A: What should I do if I resign after handling the housing provident fund loan?

1. If the provident fund loan application has been approved and all procedures have been completed, then your resignation or the suspension and sealing of the provident fund will not affect the provident fund loan, but only affect you, so as not to affect the loan deduction.

2. After applying for a good loan, the provident fund will stop and the family will have money to repay the loan every month.

3. Provident fund loan refers to the person who pays the housing provident fund. All employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.

4. The newly published "Draft for Review" puts forward that in addition to units and employees, individual industrial and commercial households and part-time employees without employees can also pay housing provident fund by individuals and enjoy the right to withdraw and lend, which is undoubtedly a great advantage for some flexible employees.