I will share a true story with you. A friend of mine bought a mortgage car. At that time, because of the limited number, his work place and home were far away, but he really didn't have enough money in his hand. Later, through the introduction of some drinking friends, he met a person who specializes in dumping used cars. Instead of letting him buy a car locally, he took her to other provinces, to a parking lot in the wilderness, and then let him choose a car.

According to what he told me at that time, there are many cars in this parking lot, and you can buy any brand. In the end, he spent 70,000 yuan to buy a Passat, and this Passat is not a few years old, including the registration certificate and driving license of this car, but it cannot be transferred. I didn't know at the time. Actually, this car is mortgaged. My friend bought it for 70,000 yuan, although he said it was impossible to transfer the ownership.

Later, I drove home and used this car for a long time. There is nothing wrong with the performance of this car, but since it is a story, it must be backwards. Finally, the car was stopped by the police. Why? Because this car is a mortgaged car, that is to say, the previous owner lied that he lost it when he couldn't pay back the loan. In fact, he sold it to the person who collected the used car, and then sold it to my friend, but the mortgage of this car has not been paid off, so no matter how many hands you pass, he belongs to the bank.

Mortgage car only has the right to use, not the right to buy and sell. If the original owner buys and sells the car and your loan is still unclear, the bank will take it back and auction it again. Therefore, according to this process, the car must be taken back. If my friend bought this mortgage car, he would be cheated. When they went to the parking lot where they used to sell cars, there was no one there, even the introduced buyers.

Therefore, you must be careful when buying a mortgage car! Because the vehicle is mortgaged, the original owner is not allowed to buy or sell. If you go to the formal public transfer, the car is also in the state of mortgage, so if you want to buy a mortgage car, I think you'd better be cautious. Some of your friends will say, how do you know if this car is mortgaged? As long as he can officially transfer the ownership to you, it means that she is not a mortgage car, but don't worry that he will give you everything and let you transfer the ownership yourself. What if the credit card and registration certificate he gave you are fake? Do you have the ability to tell the truth from the false? After giving it to you, you go to the vehicle management office to transfer the ownership, and you find that all the procedures in your hand are fake. Do you think you can still drive this car?

This car must be completely transferred to you. We'll go with him, go through the transfer formalities, and then pay the money on the one hand and deliver the goods on the other. This is the most formal behavior. If there is anything wrong with this car in the later stage, it will not be able to cross the house. this is nothing to do with you. You will lose a little time at most, but if you give her the money first, you will lose not only time, but also your own money. I hope the above content will help you.