Mortgage interest rates, an office building, will float on the benchmark interest rate of central bank loans, generally by 10%. The benchmark loan interest rate is:

The loan interest rate within 1 and 1 year is 4.35%;

2. 1-5 years, the loan interest rate is 4.75%;

The interest rate for loans over 3.5 years is 4.90%.

Related instructions:

The basic information to be prepared for office loans is as follows:

1. Business license, organization code certificate, account opening permit, tax registration certificate, articles of association, capital verification report and loan card;

2. Annual reports for the last three years, financial statements for the last three months and company notes for the last six months;

3. Business premises lease contract and proof of rent payment, and water and electricity charges for the past three months;

4, nearly six months of tax bills, signed the purchase and sale contract (if any);

5. Proof of assets under the name of the enterprise.

Personal data:

1, ID cards of the borrower and spouse;

2. Identity cards of property owners and spouses;

3. Household registration books of the borrower and the property owner;

4. Marriage certificate between the borrower and the property owner;

5, personal assets, such as real estate, cars, stocks, bonds, etc. ;

6. Personal bank flow in the past six months or a year.