At present, under the background of the overall development strategy of building a regional central city in Panzhihua City, as a local financial institution, the Bank has fully implemented the strategic decisions of the municipal party committee and the municipal government, actively promoted the cross-regional business strategy, accelerated the pace of building a modern city commercial bank, and made positive contributions to the construction of a regional central city in Panzhihua City.

First, be bigger and stronger and lay a solid foundation.

Under the correct leadership of the municipal party committee and the municipal government, and under the effective supervision of the regulatory authorities, Panzhihua City Commercial Bank has laid a good foundation for expanding and strengthening various businesses after more than ten years of development. In the future, Panzhihua City Commercial Bank should, as always, adhere to the purpose of "developing Panzhihua economy and serving Panzhihua people", closely focus on the strategic goal of the city's economic and social development established by the municipal party committee and the municipal government, continuously enhance its integration with the local economy, accelerate its development, scientific development, sound and rapid development, enlarge and strengthen its various businesses, and constantly strengthen its own strength, enhance its financing capacity and support local economic development. At the same time, further consolidate the development foundation, gather development energy, consolidate and expand its own development advantages, and lay a solid foundation for cross-regional development.

Second, unswervingly push forward the cross-regional development strategy. As a local financial institution, it is imperative for Panzhihua Commercial Bank to speed up its cross-regional operation strategy in order to meet the strategic requirements of building Panzhihua into a regional central city.

The first step is to set up a village bank in Dujiangyan according to the requirements of higher authorities and regulatory authorities. At present, the preparatory work has been officially started and is progressing smoothly. It is expected to open at the end of the year.

The second step is to create conditions to gradually set up branches in Chengdu and cities with developed economy and no city commercial banks in the province. Substantial progress has been made in the development of this region.

The third step is to enlarge and strengthen the cross-regional branch business, strengthen the support, radiation and drive of the headquarters to cross-regional branches, deepen market positioning, create business characteristics, cultivate development advantages, accelerate business development, and become a branch outside big cities, so that Panzhihua City Commercial Bank can develop into a modern city commercial bank based on Panzhihua and develop across regions, and build a well-known and influential Panzhihua local financial brand.

Panzhihua City Commercial Bank Personal Tourism Consumption Loan Agency: Panzhihua City Commercial Bank Handling Type: Microfinance Bank Loan Type: Guaranteed Loan Repayment Method: Loan Amount Due: 1.00-200,000 Yuan Applicable Area: Panzhihua City Loan Currency: RMB Applicable People: employees of state-owned enterprises, civil servants, lawyers, teachers, individual industrial and commercial households and freelancers: loan interest rate: 0.60%-0.70.

2. The loan period is very long.

3, the process is simple 1. Holding valid legal identity documents (including resident identity cards, military officers' cards, military officers' cards or other restricted identity documents), household registration books and proof of marital status;

2. Have a fixed residence and a legal and stable source of income, and have the will and ability to repay the loan principal and interest on schedule;

3. The credit status is good, and there is no major bad credit record;

4. Being able to provide collateral or third-party guarantee recognized by the Bank;

5. Other conditions required by Panzhihua City Commercial Bank. 1. Personal ID card or other relevant certification materials.

2. Personal work certification materials

3. Personal income certification materials

4. Relevant certification materials of collateral

5. Other relevant certification materials stipulated by Panzhihua City Commercial Bank.