If the loan is under review, directly contact the platform customer service or business manager for cancellation; However, if the loan has arrived, even if the user does not use it, it will be cancelled, but this is actually a breach of contract, and the platform will generally not agree or ask the user to pay the relevant liquidated damages.

Generally, if you apply for a loan in a bank, you can apply for account cancellation before lending. Specifically, if the loan contract has not been signed, the applicant can directly terminate the loan application. If the loan is under approval, the applicant can apply to the account manager to terminate the loan approval process. If the applicant cancels the loan after approval, he must pay liquidated damages, which will affect his personal credit information. If the loan has been paid in place, the applicant can only make preparations for prepayment.

Mobile phone loans can also be cancelled. As long as the next payment is successful, you can contact the customer and apply for cancellation of the loan. However, if the loan is successful and the funds match, it will be more troublesome for the applicant to apply for cancellation of the loan.

Moreover, the general lending institutions will default to the success of the loan, and the lender can only repay in advance at most, and there will be loan records and credit information. Some lending institutions will agree to cancel the loan, but the applicant must pay liquidated damages.