The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions are adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged. At the same time, commercial banks and rural cooperative financial institutions are no longer allowed to set a floating ceiling on deposit interest rates, improve the formation and regulation mechanism of interest rate marketization, strengthen the regulation and supervision of the interest rate system by the central bank, and improve the transmission efficiency of monetary policy.

You bought a house with a loan of 366 13 from Harbin Construction Bank. How much interest did you pay off?

Related to the execution interest rate, the current benchmark interest rate for loans over five years is 4.9% per annum, and the general execution interest rate for mortgages is 15%-20%. Calculated as 20% higher, the interest rate is 4.9% 1.2 = 5.88%, and the monthly interest rate is 5.88%/12,36.

Monthly repayment amount = 3600005.88%/12 (15.88%/12)156/((15.88%/12))

Total interest = 3306.36156-360000 =155792.4438+06.

Description: 156 is the power of 156.

How to repay the provident fund loan of Harbin Construction Bank every month? I know. I must open a repayment account when I apply for a loan.

1 means to deposit the money into the account agreed by the bank for repayment of the loan, which cannot be automatically offset from the personal provident fund account.

2. You can do it. As long as you have money in the agreed repayment account of the bank, the bank will automatically withdraw the repayment amount of the month on the last day of each month.

You have 30,000 provident fund, which can be withdrawn at one time. You can reserve one year's funds and deposit them in the agreed repayment account, and the remaining 20,000 can be used for other financial investments to increase your own income.

4. With a formal purchase contract or real estate license, you can withdraw the provident fund at one time with these bills. If there is a loan, it can be withdrawn once a year, and the amount shall not exceed the total annual repayment. There seems to be no specific requirement for the month.

The above is for reference only. If there is any change, please consult the provident fund management center.

Which bank in Harbin can mortgage car loans?

Harbin Minsheng Bank can mortgage car loans, and the loans are risky. You need to know the car loan treaty before you borrow. I hope this answer can help you.