How to borrow a credit card loan from Bank of Communications? What are the loan openings of Bank of Communications credit card? What are their interests? Many people will choose the Bank of Communications credit card, and it is not clear what loan services it has.

There are seven kinds of bank of communications credit card loans:

Dai angel

Angel loan is a pure credit unsecured loan for young customers who are 2435 years old, have a college degree or above and have a stable job. The maximum amount of angel loan is 300,000 yuan, and the monthly interest rate is 0.35%. That is to say, for a loan of 1 1,000 yuan, the monthly interest is 35 yuan.

Haoxiangdai

Enjoy the loan is a credit product with temporary consumption by stages, which is not affected by the credit card limit of Bank of Communications. After upgrading, customers eligible for cash installment can withdraw cash, while unqualified customers cannot withdraw cash directly.

The credit line did not last.

Divide it if you want.

You can divide it into 324 periods if you want.

Merchant installment payment

Merchant installment is a loan service established by Bank of Communications credit card and cooperative merchants, which supports offline installment shopping.

Bank of communications credit card cash advance

Every credit card has cash in advance, which is different from the usual credit card consumption. Cardholders can use it to withdraw cash, but they need interest and handling fees.