1.2 million house, the down payment should be 360,000, because the current minimum down payment ratio is 30%. However, if you have sufficient personal funds when applying for a loan, you can also give more down payment. If the down payment is 360 thousand, then the loan amount is 840 thousand. When applying for a loan, we should consider the term of the personal loan. The longer the loan term, the higher the interest rate, and the more the final interest will naturally be. If the monthly salary is relatively stable or the income is relatively high, the loan period can be appropriately shortened. Generally, it is more appropriate to borrow from 10 to 15, and the total interest is not particularly high.

Can the money in the provident fund be used to pay the down payment on the house? You can't directly use the money in the provident fund to pay the down payment of the house, because the money in the provident fund can't be used as the down payment, because the use of the provident fund has always been the principle of keeping the withdrawal after consumption, and the provident fund can only be withdrawn after paying the down payment of the house. After paying the house down payment, bring your ID card, the original house purchase and the contract to withdraw the provident fund to ease the down payment and monthly repayment. The withdrawal of provident fund can only be used for buying a house, building a house, renting a house and serious illness. You can also withdraw the provident fund directly after resigning and retiring.

Can two people pay the down payment on the house together? The down payment on the house can be paid by two people. If two people make a down payment together, their names must be written on the real estate license, because buying a house after marriage belongs to the same property and can better protect their own property.

The above is about the down payment of 1.2 million house. If the house1.20 thousand, the down payment is about 240 thousand to 300 thousand. Down payment 1 house 360,000, commercial house 600,000, second suite 480,000 to 840,000, which varies from place to place.