No. According to Guangming News, online loans have their own official loan channels, and it is unreliable to directly add personal WeChat customer service to introduce the company's credit products. For formal loans, there is no need to add any customer service phone number. To apply for a loan, provide your information to the loan company. The company will review the user's information and check your personal credit record. If you meet the company's loan requirements, you will pass the review and the loan amount will be issued to your personal bank card. inside. When applying for a loan, you will leak your information, allowing fraudsters to defraud you of money through WeChat or phone calls. So no.