You can't. As of July 22, 2022, according to the provisions of China Civil Code, users need to fill in the information in person before they can buy a house again, and their mother's name is written on the house, so I can't borrow money, because immediate family members, even if they register together or not, can't borrow money to buy the property under their name. For banks, such banks are similar to fraudulent loans. When receiving a loan application, the bank will directly reject it, even if