Query method of loan repayment balance and repayment record:
1. To check the loan balance and repayment record of China Bank, you need to download the mobile banking of China Bank. After downloading, click Bank of China Mobile Banking on your mobile phone.
2. After entering the home page of mobile banking, select "More" above and click Enter.
3. After entering more, select the loan module and click "My Loan".
4. If you are not logged in at this time, you need to log in first and enter the account password correctly.
5. After logging in successfully, you can see your loan record.
6. After clicking Enter, you can see the detailed information of the loan, such as loan amount, repayment record, remaining principal, etc.
How to query personal loan records?
1, telephone inquiry. As the name implies, it is to call for advice. Call the loan bank and inquire about the loan information you need to know.
2. Network query. You can check my credit report on the personal credit service platform of the Credit Information Center of the People's Bank of China.
(1) First log in to the online bank of your own bank and find the trading area.
(2) Find an online loan in the trading area and click "My Loan".
(3) Click "Details" to view the details of your loan.
(4) Click "Details" to query your personal loan information by date.
(5) Finally, you can click "Repayment Plan" to query the repayment method and date by date.
3. Manual query. Although manual inquiry is troublesome, it is comprehensive. If you want to inquire about loan information, you can go to the loan bank counter and ask the bank staff to know all the information about personal loans.
Operating environment: iphone1115.0 national bank V7.2.0.
The details that should be paid attention to when making a loan mainly include the following points.
1. Whether the lending institution or platform is formal: Be sure to pay attention to whether the lending institution or platform has a financial license. If you encounter an informal lending institution or platform, you are likely to be cheated.
2. Whether the loan interest is normal: Some lending institutions and platforms may cheat on the interest, such as advertising low interest rates, and as a result, the approval interest rate is actually much higher, which is very common in small loans. There are also some online loan products that charge "beheading interest". Therefore, people must pay attention to whether the interest rate is at a normal level and whether it has reached a new standard when lending.
3. Are there any mandatory requirements? Some loans may have additional requirements, as well as various service fees and liquidated damages. Be sure to pay more attention to the loan so as not to be restricted in the future.
4. What are the details of the loan? When you apply for a loan from different lending institutions and platforms, the rigor of the review is different, and the information you need to provide may be different. Therefore, it is best to find out what information needs to be provided first, so as to avoid omission and affect the handling of loans.
How to inquire about the repayment records of ABC?
Hello, you can check the loan information through the following channels:
1. Zhang Yin: Please log in to Zhang Yin APP and click "All → Loan → View Details" to inquire.
2. Online Banking: Please log in to personal online banking, click "Loan → My Loan" and query through "My Loan" or "Historical Loan".
3. Customer service hotline: Please call the customer service hotline of ABC to inquire about personal loan information (provident fund loan inquiry is not supported at present).
4. Counter: Please ask the card owner to bring his valid ID card and the original repayment voucher account to the loan handling bank for verification.
(Answer time: August 2022 16. In case of business changes, please refer to the actual situation. )
How to inquire about my repayment record in China Bank?
Bank of China Personal Mobile Banking Inquires about Personal Loan Repayment Records:
You can query the historical repayment record of loan account by entering the deadline through the personal mobile banking-loan-my loan-historical repayment query function of Bank of China, and see the details.
The above contents are for your reference. Please refer to the actual business regulations.
How to check your own loan records?
For personal loans handled by China Merchants Bank, you can query the issued loans through self-service channels, including: repayment date, repayment method, remaining arrears, number of remaining installments, quota, start/expiration date of quota, loan status, etc. If you can't find a loan through the following channels, it means that you don't have a loan in our bank ~
1. Mobile Banking: Please check the repayment date of the loan, the amount to be repaid, the start date/expiration date of the line, the number of remaining periods, etc. In all my loan records. After entering the page, click on the loan, and you can query the repayment method, interest rate, loan status and other information.
Tips:
① If it is a provident fund loan, you need to contact the local loan handling bank or provident fund management center.
② If you can't find it through this interface, you can contact online customer service to try to understand the reason.
2. Premium Key Professional Edition: You can log in to the Professional Edition and click All-in-One Card-Loan Management-Personal Loan Inquiry to inquire about loan information.
Tips: At present, the Professional Edition doesn't support Mac system, so Apple computer can't log in to the Professional Edition.
3. Loan invitation App: If your loan from China Merchants Bank has been issued, please log in to the loan invitation APP, click Loan Management-Loan Record, and then click the applied loan to inquire about the loan details.