To apply for a small business loan, the borrower must first clarify the loan application, and bring his ID card, household registration book, business license, tax registration, student employment and laid-off registration certificate, guarantor's salary and income certificate, guarantor's ID card, household registration book, real estate lease contract and other valid ID documents to the community social security service center where the household registration is located to receive the evaluation form for secured loans for small loans. After confirming the qualification of guaranteeing small loans, he will go to the social security company in the street community to check and affix the official seal, and then submit it to the district human resources.
Finally, the borrower applies for a secured loan to the SME Equity Financing Guarantee Center of the city with the "Small Loan Guarantee Loan Evaluation Form" approved by the community, street and district labor and social security departments and the required raw materials. After reviewing the authenticity of the borrower's materials, business scope and loan guarantee measures, the loan guarantee center shall report to the Municipal Joint Audit Committee for final review, clarify the loan amount and the proportion of discount loans, and notify the financial institution's handling personnel to issue loans.
Related Q&A: What is micro-credit for rural youth entrepreneurship? Small loans for rural youth entrepreneurship refer to small loans issued by agricultural banking financial institutions in cooperation with agricultural banking financial institutions (such as China Agricultural Bank, rural credit cooperatives, rural cooperative banks, rural commercial banks, etc.) for rural youth (under 40 years old) to engage in production, business and other entrepreneurial activities.