Sincerity is easy to borrow and formal. Cheng Yi loan is a formal online loan product, and the loan is reliable. It is an open loan service platform for Nanjing Bank and Jingdong Finance, backed by banks and big brands in JD.COM, and its security is guaranteed. The maximum loan amount of Cheng Yi loan is 50,000 yuan, and the service life is 3- 12 months. Apply directly in Jingdong Finance, and it will arrive on the day of approval. The lowest annualized interest rate is 18%, which is in line with the national interest rate standard. According to the borrower's personal credit and comprehensive conditions, it is a bank loan product. If loans overdue, it will be reported to the central bank's credit information system and recorded in the personal credit information report.