In recent years, with the acceleration of China's urbanization process and the introduction of the government's old house renovation policy, more and more people have begun to pay attention to the mortgage treatment of the government's old house renovation. In this case, the government has also put forward corresponding treatment methods.

First of all, the government's old house renovation project can enjoy two ways of loan support: housing provident fund loans and commercial loans. Housing provident fund loans are usually lower than commercial loans, and you can also enjoy certain tax incentives. Therefore, it is a more cost-effective choice for qualified people.

Secondly, the government can also deal with the mortgage of old houses by means of residence permit loans. This kind of loan is a kind of loan in addition to housing provident fund loans and commercial loans, mainly for people who have taken root in cities for a long time but have no urban hukou. These people can qualify through residence permits and then apply for loans.

Finally, the government can also transform old houses in the form of subsidies. The government can support the renovation project of old houses by giving certain subsidies, thus reducing the economic burden of individuals.

Generally speaking, on the one hand, the government can help people solve the housing problem better, on the other hand, it can also promote urban renewal and the development of the real estate market.